LIBRA Insurance Partners, DigitalOwl, and RGA Announce Collaboration to Revolutionize and Enhance Efficiencies in the Informals Submission Process



BALTIMORE, Feb. 7, 2024 /PRNewswire/ — LIBRA Insurance Partners, the largest independently owned life insurance marketing organization (IMO) in the U.S., today announced a groundbreaking underwriting collaboration with DigitalOwl, the industry leader in applying artificial intelligence to medical record analysis, and Reinsurance Group of America, Incorporated (RGA), the only global reinsurer solely focused on life and health reinsurance solutions. Dedicated specifically to addressing inefficiencies in the informals submission process, this collaboration will utilize DigitalOwl technology via RGA’s facultative underwriting program.

As an extension to the industry’s first and only direct distribution-reinsurer facultative reinsurance program, LIBRA firms will submit informal applications to RGA and in return receive a facultative offer, a highly concise DigitalOwl medical summary, and an underlying structured data asset, all managed by RGA. 

“We are thrilled to announce this underwriting collaboration which provides transformative efficiencies to what is historically one of the least efficient steps in the life insurance case submission process,” said William (Bill) Shelow, CLU®, ChFC®, CPCU®, LLIF, President and CEO of LIBRA. “This partnership times perfectly with LIBRA’s recent rollout of QuoteShop, our proprietary ‘informal quote’ submission platform with advanced multi-carrier capabilities, providing an efficient and expedited end-to-end solution for carriers and agents alike.”

“Since LIBRA’s inception, the driving philosophy behind RGA’s involvement with LIBRA’s facultative program is to provide a win-win solution for both its firms and our participating carrier partners,” said …

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